Financing programs
We are a brokerage, not a lender. These are the structures we place with specialty banks — the right one depends entirely on your file.
Financing programs
Each program suits a different buyer profile and holding period. None of them promise approval — the right one is decided after we review your file.
Who it's for
Buyers who intend to keep the vehicle long term and want straightforward equity build.
A standard amortizing note through a specialty lender. Terms are matched to model year, mileage, and collateral profile.
Who it's for
Buyers prioritizing monthly cash flow on a higher-value vehicle they plan to hold.
Longer terms spread the same principal across more months. We show the total-cost tradeoff before you decide.
Who it's for
Buyers with shorter holding periods who want the lowest reasonable monthly figure.
A residual-based structure with a balloon due at term end. This is not a closed-end lease — you retain the disposition decision.
Who it's for
Operating entities acquiring a vehicle in the business name for legitimate business use.
Entity titling and documentation packaged for lenders that underwrite commercial paper. Coordinate treatment with your CPA.
Why MovingUnits™
A dealership's finance office works with the lenders on its board. We work the whole market on your behalf and tell you what your file actually supports before you commit.
We work with lenders who underwrite exotic and high-line collateral every day — not general auto desks seeing a supercar for the first time.
Traditional amortizing notes, extended terms, and open-end structures are compared side by side before anything is submitted.
Your credit profile, liquidity, and the specific vehicle determine which desk sees the file. Fit is decided before submission, not after a decline.
Residual-based structures can lower monthly outlay on the right vehicle and the right holding period. We model it honestly, including the balloon.
Entity titling, business vehicle programs, and documentation requirements handled with your accountant's guidance in mind.
Selection, structure, submission, dealer coordination, and delivery logistics stay with one point of contact.
Single point of contact
You are not handed between a salesperson, a finance manager, and a bank call center. You work through MovingUnits™ from the moment a vehicle is selected: we review the file, position it with the right lender, submit it, coordinate directly with the supplying dealer, and stay on it through delivery.
Brokerage fee disclosure
MovingUnits™, a service of Deposit Required Inc., charges a brokerage service fee of 2.5% of the vehicle selling price. This fee is paid separately from the vehicle selling price. It is not added to the selling price shown on any listing and it is not included in any payment estimate displayed on this site.