Traditional Finance
A standard amortizing note through a specialty lender. Straightforward equity build, payoff, and resale.
Financing programs
Structures, not promises
We are a brokerage, not a lender. These are the structures we place with specialty banks — the right one depends entirely on your file.
Financing programs
Four ways a deal gets structured
Each suits a different holding period and buyer profile. None promise approval — the right one is decided after we review your file.
Extended-Term Financing
Longer terms lower the monthly figure on a higher-value vehicle. We show the total-interest tradeoff before you decide.
Entrepreneur / Open-End
A residual-based structure with a balloon at term end. Lower monthly outlay; you keep the disposition decision.
Business Vehicle Financing
Entity titling and documentation packaged for lenders that underwrite commercial paper. Coordinate treatment with your CPA.
The MovingUnits difference
We don't just find the car. We structure the deal.
- 01
Vehicle selected
Find the right unit through a nationwide dealer network — not simply the first one available.
- 02
Deal structured
Vehicle, book value, buyer profile, cash down, lender, and terms have to make sense together.
- 03
Lender aligned
The vehicle and buyer profile are positioned with the lending relationship suited to the transaction.
- 04
Approval secured
Final credit decisions and terms remain with the lender; we coordinate the structure and next steps.
- 05
Delivered
Coordinate the dealer, documents, funding, and delivery through one accountable point of contact.
Single point of contact
One relationship from selection to funding.
You are not handed between a salesperson, a finance manager, and a bank call center. You work through MovingUnits™ from the moment a vehicle is selected: we review the file, position it with the right lender, submit it, coordinate directly with the supplying dealer, and stay on it through delivery.
- 01Vehicle selection
- 02File review
- 03Lender submission
- 04Dealer coordination
- 05Delivery
Brokerage fee disclosure
J.R at Moving Units charges a standard Full Acquisition brokerage service fee of 2% of the vehicle selling price, with a $2,500 minimum and $10,000 maximum. It is billed separately unless otherwise agreed or structured. This fee is not added to any displayed vehicle price or payment estimate.